Case Studies

Real results from leading financial institutions

20%
Higher Credit Revenue
Credit Card Issuer • 3.5M+ Customers

Challenge

Credit card issuer needed to improve credit score accuracy.

with
-13.2%
Reduction
Decrease in Default Rates
+20%
Increase in Credit Revenue

Solution

  • Integrated external data for 60% of customers
  • Increased model accuracy by over 50%
  • Full implementation in one day
18.75%
Reduction in Defaults
Retail Lender

Challenge

Retail lender needed to upgrade application screening process.

with
34%
Improvement in Model Accuracy
-18.75%
Reduction
Reduction in Defaults

Solution

  • Built risk model integrating external data
  • Seamless integration across systems
  • Improved risk profile estimation
19%
Reduced Default Rates
Retail Bank

Challenge

Retail bank needed to improve results and outperform legacy systems.

with

Option 1: Reduce Risk

-19.4%
Reduced Defaults
+2.2%
Higher Net Accepted

Option 2: Increase Volume

+15.1%
Higher Net Accepted
Same Default Rate

Additional Benefits

  • Shorter update cycles
  • Automated feature recommendations
  • Better results vs legacy models

Solution

  • Models outperformed legacy systems
  • Faster update cycles with latest data
  • Automated feature recommendations